2021 Brings in New States Topping the Foreclosure Charts

Key Takeaways

August 26th marked the lifting of the 17-month federal foreclosure moratorium; we at Knock wanted to look into the states most impacted by foreclosures throughout the Covid-19 period and the indicators contributing to their susceptibility. 

Overall, data shows that foreclosures have down-trended nationally year-over-year since 2010. This can be attributed to the economy’s recovery over time from the Great Recession. In the years preceding this event, we have seen many improvements in pertinent metrics vital to our nation’s housing health, including rises in income, investment, and lowering interest rates. This overall increase in economic health has led us to a point in 2020 where foreclosures have hit their lowest levels in a decade. However, with the Covid-19 unemployment spike felt across the country, and the ending of the foreclosure moratorium, we are beginning to see an uptick in foreclosures in 2021, with increases in certain states that have had fewer relative foreclosures historically.

Line graph indicating the downward trend of real estate owned foreclosure transactions from 2015 to 2021

Analysis of the states with the highest percentage of real estate owned (REO) transactions out of total fair market transactions revealed that Virginia and Georgia had taken the lead, outpacing New Jersey and Mississippi, which had the highest percentage of foreclosures in previous years. To dive deeper into the circumstances that caused this shift, we selected a combination of metrics that encompass both current market conditions and longer rooted trends such as, home price appreciation, unemployment rates, debt to income ratios, income inequality, and the time it takes for a foreclosure in a state. 

We found that home price appreciation changes, unemployment rates, and debt to income ratios had a strong correlation to REO transactions when regressed historically, with income inequality showing a moderate correlation. This can be attributed to home price appreciation's integral role in maintaining and growing homeowner’s equity, as a home is one of the largest investments and possible returns made in a person's lifetime. Without the financial capacity to save, unemployment is the leading force in foreclosure rates as high debt to income ratios indicate more long term trends of financial overburden. Furthermore, income inequality plays a part in identifying populations where these aforementioned forces can have a stronger impact. When combined, the foreclosure response to these sensitivities can either be delayed or accelerated by that state's approach to foreclosure processes.  Whether a state has judicial or non-judicial routes ultimately determines its impact on delinquent homeowners.

States with judicial foreclosure processes, meaning the lender must file suit against the homeowner in a court of law, tend to take longer and can span years from the initial notice of delinquency to the loss of a home. Those states with non-judicial foreclosure processes can take as little as 100-200 days. This stark distinction in timing between foreclosure procedures gives homeowners in default in non-judicial states less time to access remedies and come up with missed mortgage payments. Furthermore, another safeguard for some states not seen in the top foreclosure list is those with added protection for homeowners in the foreclosure process. States like California, Colorado, Minnesota, and Nevada all passed laws to increase homeowner protections, further slowing down the process due to the requirements lenders and servicers must comply with under these laws.6

However, the introduction of Virginia, Georgia and New York to the foreclosure top 5 shows an evolution from the states chronically seen at the top of the foreclosure list. Our analysis found that home price appreciation has become a double edged sword when it comes to foreclosures in 2021. Previously, lack of home price appreciation has been attributed to underwater mortgages and high foreclosure rates, but in 2021, we are finding that large increases in home price appreciation is proving just as detrimental to states with higher percentages of at risk homeowners. States with high unemployment, income inequality and debt to income ratios are seeing upticks in foreclosures as homeowners inability to keep up with the tax burdens associated with the drastic year-over-year increases in market values takes effect. In 2021, on average Virginia’s property taxes increased 9%, Georgia’s at 14%, and New York at a whopping 21%. These added tax burdens are disproportionately burdensome to the long term homeowners who stayed put amidst the pandemic as their assessments reflect the market values of the homes that did sell, and the homeowners who could afford them. This additional cost to homeowners is one they are expected to bear as the federal foreclosure moratorium and its forbearance came to an end. 

Chart listing the top 5 foreclosure states from January to September 2021: Virginia, Georgia, New Jersey, Mississippi, New York.

Within these top states, the townships with the most REO’s are; Richmond, VA (11%), Chattanooga, GA (5%), Vineland, NJ (5%), Jackson, MS (2%), and Corning, NY (5%).

This causality in foreclosure rates has shifted from the signifying factors we have grown to know in previous years. Below find the states more synonymous with high foreclosure rates since the Great Recession;

Chart indicating the top 5 foreclosure states in 2019: New Jersey, Mississippi, Delaware, Connecticut, New Mexico

Within these top states, the townships with the most REO’s were; Vineland, NJ (45%), Jackson, MS (13%), Dover, DE (7%), Torrington, CT (12%), and Albuquerque, NM (6%).

These states were some of the slowest to recoup their peak home price values from pre-Great Recession, and those hit hard with unemployment recovery from 2009 to 2019. The percent each state recuperated from their fall from pre-Great Recession home price peak’s by 2019 show: New Jersey (10%), Delaware (-6%), New Mexico (11%), Mississippi (8%), and Connecticut (-11%), compared to the national average home price appreciation recovery of 23%. Since the Great Recession, this failure for many states to regain the home value lost, left many long-term homeowners with underwater mortgages until recently.  

Pandemic-induced housing demand has jump-started home price growth across the country, providing year-over-year increases at nearly 15-20x the average rates felt over the last decade for the states reflected in the 2019 chart above. The HPI growth of the states previously at the top of the foreclosure charts from 2019 to 2021 include Connecticut (22%), New Jersey (20%), Delaware (19%), New Mexico (19%), and Mississippi (14%). In all states, this marked full recuperation of peak home prices from pre-Great Recession times, as well as home price appreciation increases more inline with national averages. If home price appreciation continues for these states with high foreclosure rates in recent years, we expect the percent of real estate owned transactions to remain low in these states.

Sources

  1. The investopedia team. “Unemployment Rate.” Investopedia.com, Investopedia, 28 September 2021, https://www.investopedia.com/terms/u/unemploymentrate.asp. Accessed 2021.
  2. Investopedia team. “Debt-to-income(DTI) ratio.” Investopedia.com, Investopedia, 14 March 2021, https://www.investopedia.com/terms/d/dti.asp. Accessed 2021.
  3. Investopedia Team. “House Price Index(HPI).” Investopedia.com, Investopedia, 26 August 2021, https://www.investopedia.com/terms/h/house-price-index-hpi.asp. Accessed 2021.
  4. Investopedia Team. “Gini Coefficient.” Investopedia.com, Investopedia, 28 April 2021, https://www.investopedia.com/terms/g/gini-index.asp. Accessed 2021.
  5. Perez, Yarilet. “Foreclosure Definition.” Investopedia, 2021, https://www.investopedia.com/terms/f/foreclosure.asp. Accessed 6 December 2021.
  6. Loftsgordon, Amy. “Special Foreclosure Protections in Colorado, Minnesota, and Nevada.” Nolo, https://www.nolo.com/legal-encyclopedia/special-foreclosure- protections-in-colorado-minnesota-and-nevada.html. Accessed 6 December 2021.

Data Resources

  1. MLS data - ATTOM data solutions
  2. Unemployment  Rates - U.S. Census Bureau
  3. HPI - Federal Housing Finance Agency 
  4. Debt-to-income ratio - U.S. Census Bureau
  5. Income Inequality/ Gini Coefficient - U.S. Census Bureau
  6. Average days to foreclosure - ATTOM data solutions

Methodology

We at Knock wanted to dive into the dynamics behind foreclosures across the country. We analyzed the states seeing the highest percent of real estate owned foreclosure transactions out of all fair market transactions for the time periods of 2010-2019 and 2021. We chose REO transactions as the measure for this analysis, to show the states who have homeowners in the most final steps of the foreclosure process, and where remedies were ultimately not found. To look into the economic conditions of the states experiencing foreclosure we collected data on their; home price index growth, unemployment rates, debt to income ratio and gini coefficient indexes to determine causality over time of foreclosure rates, and how the impact of those dynamics have changed over time. 

Househunting? 10 Homes for Sale in Greater Atlanta

Summer may be over, but your home search definitely shouldn't be. Whether you're looking for a home in a neighborhood rich with amenities and recreation, a more private retreat with access to nature, or a home in the heart of it all downtown or in the suburbs, the Greater Atlanta real estate market has plenty to offer right now. In this one post, we're bringing you ten - that's right, ten! - homes on the market. Fall in love with one of these beautiful homes for sale in Greater Atlanta and make your move this fall.

2345 Turtle Creek Way
Lawrenceville, GA 30043

A soaring entryway and gleaming hardwoods invite you into this gorgeous brick front executive home! The bright floor plan includes a separate living room, elegant dining room with tray ceiling and wainscoting, and warm fireside two-story family room with built-ins and a stunning wall of windows. At the heart of the home, a gourmet eat-in kitchen features ample wood cabinetry, sleek stainless steel appliances, a breakfast island, and walk-in pantry. Also on the main floor is a guest bedroom. Upstairs, the grand master bedroom suite has a double tray ceiling, sitting area, big walk-in closet, and a luxurious spa bath with dual vanities, jetted tub, and separate shower. The fully finished basement could be perfect for an -in-law suite, with its media room, office, kitchenette, bedroom, and more. Relax and enjoy the private backyard from the deck or patio in this charming swim/tennis neighborhood!


1200 Wing Street, Unit 12
Sandy Springs, GA 30350

Wainscoting foyer walls invite you into this gorgeous townhome with brand new carpet! Attention to detail throughout! The open floor plan includes the living room with a double-sided fireplace flowing into the elegant dining room. The updated gourmet kitchen features rich cabinetry, tile backsplash, stainless steel appliances, gas range, and pantry. The master bedroom has a vaulted ceiling, custom walk-in closet, spa bath with double vanity, jetted tub, and separate tiled shower. The spacious lower level third bedroom features French doors that open outside. New roof and gutters. This is a phenomenal location minutes from grocery, shopping, and recreation. Enjoy the outdoors from the deck in this charming neighborhood!


739 Verbena Way
Auburn, GA 30011

A soaring entry invites you into this gorgeous executive home with brand new carpet throughout! The bright floor plan includes gleaming hardwoods, a separate living room, an elegant dining room with wainscoting and a coffered ceiling, and a dramatic two-story fireside family room with a wall of windows and built-ins. The gourmet eat-in kitchen features granite countertops, tile backsplash, a built-in desk, walk-in pantry, new stainless steel appliances, and a huge breakfast island. The grand master suite has a sitting area with a fireplace, a big walk-in closet, and a luxurious spa bath with double vanity, jetted tub, and oversized tiled shower. The beautiful fully-finished basement comes with a second kitchen, media room, bedroom, full bath and more! Relax and enjoy the backyard from the deck or patio in this wonderful swim/tennis neighborhood.


16 Howell Sreet SE
Atlanta, GA 30312

A rocking chair front porch invites you into this charming bungalow with skyline views! Freshly painted throughout, this gorgeous home has a bright floor plan including soaring ceilings, hardwoods, crown molding, and open living and dining spaces. At the heart of the home, an updated kitchen features crisp white cabinetry, granite countertops, sleek stainless steel appliances, and a breakfast bar. The master bedroom has a huge walk-in closet and an ensuite tiled bath. This is a phenomenal location close to the BeltLine, O4W Park, Ponce City and Krog Street Markets, and more. Enjoy the private fenced backyard from the deck in coveted Old Fourth Ward!


2141 Dayron Circle
Marietta, GA 30062

Nestled in the trees, this gorgeous contemporary is filled with architectural details! The bright floor plan includes soaring ceilings, hardwood floors, an open dining room, den, and fireside family room with a wall of windows. The sparkling kitchen features crisp white cabinetry, granite countertops, tile backsplash, sleek stainless steel appliances, and a window seat. The master suite has a stone fireplace, big walk-in closet, private screened porch, and an upgraded bath with double vanity, jetted tub, and separate shower. The finished basement has a second kitchen, a bedroom, bath, and more, just perfect for in-law suite. Relax and enjoy the outdoors from the expansive deck in this fantastic swim/tennis neighborhood!


2385 River Place Crossing
Douglasville, GA 30135

Welcome into this charming Douglasville split-level! The bright floor plan includes hardwood floors, an elegant dining room with chair rail detail, and a vaulted fireside family room. The spacious eat-in kitchen features ample cabinetry, granite countertops, tile backsplash, and pantry. The master bedroom suite has a big walk-in closet and spa bath with double vanity, soaking tub, and separate shower. A flexible downstairs space comes with a full bath and is perfect for a media room, playroom, or fourth bedroom. Relax and enjoy the private fenced backyard from the deck in this wonderful neighborhood!


1455 Liberty Lane
Cumming, GA 30040

Suburban living at its best! Original luxury home in Peachtree Residential’s Villages of Liberty! This is the perfect location: Convenient access to 400, The Collections, Market Place Boulevard, Halcyon, Avalon, Big Creek Greenway, and top-rated Forsyth County Schools. The desirable lot has a large backyard that backs up to a community green space. The home features beautiful details like exquisite crown molding throughout. The large open floor plan is designed to take advantage of natural daylight and is perfect for entertaining. The first floor has solid hardwood flooring throughout and includes the laundry room, dining room, and sitting area are also on the first floor, along with a guest bedroom or office space. The kitchen has a walk-in pantry, stainless appliances, granite countertops, and a large island. The second floor has an additional large bedroom suite with a vaulted ceiling and a full bath; two bedrooms share a Jack and Jill bathroom. The oversized owner’s suite features his and hers vanities, a jetted tub, a walk-in closet, and a large area perfect for another massive closet, nursery, or workout area. The third level entertainment space with a game table is perfect for movie nights and sleepovers! The huge unfinished basement is ready for many possibilities.


769 Oak Moss Drive
Lawrenceville, GA 30043

A charming rocking chair front porch invites you into this gorgeous Lawrenceville traditional! Freshly painted throughout, the bright floor plan includes an elegant dining room with French doors to the backyard and a warm fireside family room with built-ins. At the heart of the home, a dazzling updated kitchen features crisp white cabinetry, brand new granite countertops, sleek stainless steel appliances, and a breakfast nook with a bay window. There's new carpet throughout the home, including in the oversized master bedroom with ensuite bath with double vanity, soaking tub, and separate shower. The home also features a large bonus space perfect for a media room. This is a fantastic location minutes from the Mall of Georgia, Gwinnett Stripers Stadium, and easy access to I-85 and 316. Relax and enjoy the expansive fenced backyard from the party deck in this quiet neighborhood!


5690 N Hillbrooke Terrace
Alpharetta, GA 30005

Situated on a premium corner lot, soaring ceilings invite you into this gorgeous traditional with an outdoor oasis! Made for entertaining, the bright floor plan includes hand-scraped hardwood floors, crown molding, a separate living room, an elegant dining, and a warm fireside vaulted great room that opens to the kitchen. This gourmet kitchen features crisp white cabinetry, granite countertops, sleek stainless steel appliances including a new Bosch dishwasher, a prep island with bar seating and plenty of storage, a pantry, and a breakfast nook. A spacious laundry room and half bath are off the kitchen. There is an easy flow from room to room downstairs, as well as a back staircase. The grand master bedroom has hardwood floors, a sitting area, a custom closet, and a double-facing fireplace plus an ensuite bath with double vanity, jetted tub, separate shower, and a skylight that brings in wonderful natural light. The expansive screened porch showcases a stacked stone gas log fireplace and cedar flooring leading to the backyard, private swimming pool, and garden. This fantastic location os close to great restaurants, schools, and shopping. Relax and enjoy the outdoors poolside or from the patio in this charming amenity-rich neighborhood!


700 Argonne Ave NE Apt 6
Atlanta, GA 30308

Live in the heart of it all in this gorgeous Midtown condo! The top floor unit, the home includes a bright living room with crown molding, recessed lighting, and hardwood floors throughout. The dazzling updated kitchen features crisp white cabinetry, tile backsplash, sleek stainless appliances, and granite countertops. The upgraded bathroom has a beautiful custom tile floor and oversized shower plus elegant vanity storage and cabinet. This is a phenomenal location off Ponce close to the BeltLine, Ponce City Market, Piedmont Park, and tons of shopping and restaurants! Enjoy the lovely landscaped courtyard in this charming community.


Interested in one of these homes, but you also have an existing house to sell? Knock can help! Our Home Trade-In program is designed for the 61% of home sellers like yourself who are also buying their next home at the same time. We take the stress and hassle out of timing two transactions and moves by starting with your home purchase so that you unlock your equity and can move into your new home before the listing process begins.

Ready to learn more? Submit your current address for a free market value analysis to quickly find out how much you could afford with Knock. 

5 Homes for Sale in North Carolina

Charlotte or Raleigh-Durham? Whether you're looking for a home for sale in the Queen City or the Triangle - or maybe deciding between the two - it always helps to have options. Both these great cities have booming economies due to all the companies moving into the area over the past several years. Plus, they're great places to live! Maybe you're considering a job offer in one of these cities or simply a change of pace. Perhaps you already live there and are just making a move to better suit your needs. Either way, we've rounded up five homes for sale in two of North Carolina's most bustling cities for you to consider.

Raleigh-Durham Homes for Sale

1014 Carraway Lane
Durham, NC 27703

This property offers luxury living in an amenity-filled neighborhood. Tennis courts, a pool, a lake, and a community garden are all just outside your door! Inside, you'll find beautiful laminate hardwoods throughout the main living area. The gorgeous kitchen features white cabinets, a center island, tile backsplash, and stainless steel appliances. The kitchen area opens into the large family room. Enjoy a quiet evening on the screened porch, or relax in the large master bedroom with private en suite bath oasis, which comes with a double vanity, tile shower and ample storage space!


Wake Forest Homes for Sale

310 Longbourn Drive
Wake Forest, NC 27587

A spacious fireside family room welcomes you into this charming home! With its open floor plan, you flow directly into the dining area with a coffee bar nook and a bright kitchen. The kitchen comes with ample cabinet storage, gleaming countertops, and a spacious island with room for dining. The master bedroom retreat features a tray ceiling and ensuite bath with a garden soaking tub and dual sink vanity. The bonus room could be a gym, office, media room - whatever fits your needs! Outside, a screened-in porch is the perfect place to relax overlooking the shaded backyard!


Raleigh Durham Homes for Sale

149 Redbud Drive
Clayton, NC 27520

This charming ranch is situated on 2.5 wooded acres. A covered front porch welcomes you into this home with a freshly painted interior! Enter into an expansive, fireside living area with gleaming floors and cathedral ceilings. At the heart of the home, the kitchen offers ample counter space and cabinet storage for all your needs! The spacious master retreat features cathedral ceilings and an ensuite bath with dual sink vanity and garden soaking tub. The back deck perfect for relaxing, grilling, and entertaining overlooking the private yard.


Charlotte Homes for Sale

6060 Old Providence Road
Charlotte, NC 28226

A quaint brick courtyard welcomes you into a spacious and open floor plan home perfect for entertaining in coveted Providence Woods! Enter into a formal living room with a fireplace that leads directly into a formal dining room. The kitchen offers ample cabinet storage and granite counter space sure to please any chef, and overlooks warm, fireside family room. The master retreat comes with an ensuite bath featuring a separate soaking tub and shower. Three additional bright, good sized bedrooms and a full bath complete living space. The expansive screened-in porch offers plenty of room for entertaining or relaxing overlooking the vast, shaded backyard with many options to create your own oasis.


Charlotte Homes for Sale

4207 Oconnell Street
Indian Trail, NC 28079

Welcome to this gorgeous traditional home! The bright floor plan includes a separate living room flowing into an elegant dining room, office, and spacious family room for all of your gatherings. At the heart of the home, a dazzling kitchen features rich wood cabinetry, tile backsplash, sleek stainless steel appliances, breakfast bar, and a spacious island with room for dining and the chef! The kitchen opens to a bonus sunny breakfast room. The grand master bedroom has a sitting area, two walk-in closets, and an ensuite bathroom with extended vanity. There's an upstairs loft for additional living space. Three sizable bedrooms and full hall bathroom complete the space. Relax and enjoy the outdoors from the patio in this charming swim neighborhood with plenty of amenities!


Interested in one of these homes for sale but you also have an existing house to sell? Knock can help! Our Home Trade-In program is designed for the 61% of home sellers like yourself who are also buying their next home at the same time. We take the stress and hassle out of timing two transactions and moves by starting with your home purchase. You unlock your equity and can move into your new dream home before Knock takes care of the process of listing your old home for sale on the open market to get you the most competitive offer!

Ready to learn more? Submit your current address for a free market value analysis to quickly find out how much you could afford with Knock. 

7 Homes for Sale in Dallas-Fort Worth, TX

What are your must-haves for buying a home? At Knock, two items that frequently top our customers' lists are a great kitchen and an open floor plan. If those are important criteria in your search for homes for sale in the Dallas-Fort Worth area, then we've got seven real estate listings that each feature one or both!

Whether you're looking in Dallas, Fort Worth, Flower Mound, Plano, or anywhere in between, we've got options that truly deliver on the idea that the kitchen is the heart of the home - and then some. From stainless steel appliances, granite countertops, and beautiful islands to welcoming fireside living areas with incredible details, one of these seven homes for sale could very well be exactly what you're looking for.

dallas fort worth homes for sale

9109 Liberty Crossing Drive
Fort Worth, TX 76131

Situated on a quiet street towards the back of the neighborhood, this beautiful, traditional-style home for sale offers a spacious and open floor plan perfect for entertaining with two dining areas and an expansive fireside family room! With four bedrooms, a downstairs private office or den, and an upstairs bonus loft flex space, there's plenty of room for everyone! The private master suite features a walk-in closet and ensuite bath with separate shower and soaking garden tub. Updates throughout include fresh interior paint, carpet, and wood laminate flooring, as well as a backyard fence. The laundry room offers ample additional storage with built-in lockers and room for a fridge or freezer. This home is minutes from community amenities including the pool and park!


buy a home

4632 Morningstar Drive
Flower Mound, TX 75028

This fabulous one-story traditional home is in the sought-after golf course community of Bridlewood! The open concept design is perfect for entertaining plenty of friends and family, from the fireside family room, formal living, and dining rooms, to the bright sunroom that could be an office, den, or playroom - it's your choice! The gourmet kitchen features granite countertops, stainless steel appliances, vent and plumbing for gas, and an island providing more space for the chef. The private master retreat features a spa bath with dual vanities, corner tub, and a custom spacious walk-in closet & windows. Relax and grill on the covered patio overlooking the fenced, shaded backyard with options to create your oasis. Updates to the home include the roof, hot water heaters, AC, furnace, freshly painted interior, and new carpet!


dallas fort worth homes for sale

3105 Monette Lane
Plano, TX 75025

An impressive grand foyer welcomes you into this stunning, traditional home in Whiffletree! This is a space perfect for sophisticated entertaining, with its classic formal living room with a fireplace and elegant dining room with a chandelier. The spacious kitchen is sure to please any chef. It features granite countertops, a built-in command center, ample cabinet storage, and dual wall ovens. The private master bedroom comes with a luxurious spa-like ensuite bath. Enjoy movie nights in the theatre room complete with a built-in wet bar, or relax, entertain, and enjoy the outdoors from the extended patio overlooking the lush, fenced backyard. Plus, this home for sale has a freshly painted interior!


buy a home

925 Wateka Way
Richardson, TX 75080

Enter into the bright and spacious living room of this charming and stylish ranch-style home with a freshly painted interior! The living area flows directly into a formal dining area with an exposed brick wall. The chef's kitchen features dark wood cabinetry, stainless steel appliances, and subway tile backsplash. It's an open layout perfect for entertaining! The master bedroom has an ensuite bath featuring a beautifully updated walk-in shower. An updated full bath and three additional bedrooms complete this floor plan that offers many options to fit your needs! It's a great location close to shopping, dining, and entertainment!


dallas fort worth homes for sale

3604 Ironstone Drive
Plano, TX 75074

A soaring foyer welcomes you into this traditional brick home with a freshly painted interior! The first level open floor plan features spaces for a formal dining or living room, private den or office, an expansive fireside family room, and a spacious chef's kitchen that is perfect for entertaining. The master retreat features a spa-like ensuite bath with garden soaking tub, tile walk-in shower, and lots of natural light. The upstairs loft is ideal for additional living space as a playroom, rec room, media room - anything to fit your needs! The deck overlooks a lush fenced backyard with ample room to create your own oasis. This home for sale is in a great location convenient to shopping, dining, and recreation!


buy a home

13074 Brook Ridge Drive
Frisco, TX 75035

This gorgeous Frisco home is in Winding Creek Estates. Loaded with builder upgrades and owner improvements, the home is spacious, inviting, and ready for you to move-in. The open kitchen has granite counters, a butler's pantry, stainless steel appliances, double ovens, a gas cooktop and a large island overlooking the family room and stone fireplace. The living space also features beautiful hardwood floors and a private study with French doors. The master and second bedroom are also downstairs in this home. There's also a loft with custom shelving and a window seat and huge game and media rooms with built-ins. The master bedroom has a large bathroom and a walk-in closet. Outside you'll find a covered patio, eight-foot board and board fence with an electronic gate, and an oversized three-car garage. Updates to this home include a new roof and gutters in 2017, smart doorbell, thermostats, and a sprinkler.


dallas fort worth homes for sale

2303 Clearview Circle
Dallas, TX 75224

Gleaming, beautiful refinished hardwoods and fresh interior paint welcome you into this charming ranch filled with many options to make it your own! The inviting living room flows directly into the kitchen with ample cabinet storage and counter space. Three bedrooms and a full bath complete this floor plan that is ready for you! The property also comes with an expansive backyard with space to create a private outdoor oasis. This is a great location close to parks, dining, and recreation, and just minutes from downtown Dallas!


Interested in one of these homes for sale but you also have an existing house to sell? Knock can help! Our Home Trade-In program is designed for the 61% of home sellers like yourself who are also buying their next home at the same time. We take the stress and hassle out of timing two transactions and moves by starting with your home purchase. You unlock your equity and can move into your new dream home before Knock takes care of the process of listing your old home for sale on the open market to get you the most competitive offer!

Ready to learn more? Submit your current address for a free market value analysis to quickly find out how much you could afford with Knock. 

7 Homes for Sale in the Greater Atlanta Area that You Don't Want to Miss

Calling all home buyers in the Greater Atlanta area! We're back with the latest roundup of real estate listings that are must-sees for your house hunt. Whether you're making a move within the city or a transplant from out of town, you don't want to miss these beautiful homes for sale in Atlanta, GA.

527 Altama Way
Acworth, GA 30102

This gorgeous traditional style home has it all! The expansive floor plan includes beautiful wood laminate floors, a fireside family room, and elegant open dining room. At the heart of the home, a dazzling kitchen has rich cabinetry, granite counters, sleek stainless steel appliances, and a walk-in pantry. There's brand new carpet and fresh paint throughout the home. All the bedrooms are hard-wired for internet. The master bedroom suite has a big walk-in closet and a spa bathroom complete with double vanity, soaking tub, and a separate shower. Plus, the home comes with a bonus loft space. Outside, relax and enjoy the fenced backyard from the patio in this charming swim neighborhood!


5037 Dovecote Trail
Suwanee, GA 30024

A rocking chair front porch invites you into this gorgeous traditional style home! The open floor plan includes stained hardwoods, a dining room with a tray ceiling and wainscoting, a separate living room, and a spectacular two-story fireside family room with built-ins. The gourmet kitchen features rich cabinetry, granite countertops, huge island, and walk-in pantry. The grand master bedroom has a sitting area, walk-in closet, and new luxurious bathroom with double vanity, jetted tub, and tiled shower. Plus, the home comes with a full unfinished basement stubbed for easy expansion, as well as a new roof and main HVAC. Enjoy the outdoors from the deck in this charming swim/tennis community!


1260 Primrose Park Road
Sugar Hill, GA 30518

Gorgeous hardwoods welcome you into this beautiful home! A former model home, it features crown molding, a separate living room, an elegant dining room with wainscoting and a tray ceiling, and a warm fireside family room. The gourmet eat-in kitchen has rich cabinetry, sleek stainless appliances, granite countertops, tile backsplash, breakfast bar, and pantry. The grand master suite features a double tray ceiling, sitting area, walk-in closet, and luxurious spa bathroom with dual vanities, jetted tub, and separate tiled shower. There's also a full unfinished basement for easy expansion. The location right by community amenities like the clubhouse and pool can't be beat!


235 Sylvan Loop
Fayetteville, GA 30214

A rocking chair front porch invites you into this gorgeous ranch! Freshly painted and carpeted throughout, the open floor plan includes wainscoting lined walls, an elegant separate dining room, and a warm fireside family room. The dazzling eat-in kitchen features rich cabinetry, sleek stainless steel appliances, tile backsplash, and a breakfast bar. The grand master suite has a tray ceiling, sitting area, walk-in closet, and spa bath with double vanity, soaking tub, and separate shower. The bonus room over the garage is perfect for a playroom or home office. Enjoy the fenced yard from the patio in this charming neighborhood!


4201 Loch Highland Parkway NE
Roswell, GA 30075

Located in the sought after East Cobb school district in an active swim/tennis community, this updated home sits on a private, fenced lot! Architectural details delight in the fireside family room with vaulted beamed and slatted ceilings. The adjacent eat-in kitchen has bench seating, an island, granite countertops, stainless steel appliances, a skylight, and tile floors. Upstairs, three bedrooms include the fireside master with an ensuite tile bath: His and hers vanities and a soaking tub. The finished basement comes with a bedroom and bathroom, plus a fireside living room with a wet bar and space for game/pool tables. There's also back patio access to the yard where you can relax and unwind!


574 Watson Bay
Stone Mountain, GA 30087

Don't miss this gorgeous traditional home in coveted Waters Edge! With new carpet and fresh paint throughout, the bright floor plan includes brand new flooring, a separate living room, an elegant dining room with wainscoting, and a warm fireside family room. At the heart of the home, an eat-in kitchen features crisp white cabinetry, tile backsplash, and a pantry. The grand vaulted master suite has a spa bath with double vanity, jetted tub, and separate shower. Plus, the partially finished basement provides the opportunity for easy expansion. Relax and enjoy the outdoors from the deck in this phenomenal neighborhood!


855 Branford Lane NW
Lilburn, GA 30047

This gorgeous traditional style home has it all! The bright floor plan includes gleaming hardwoods, a separate living room, an elegant dining room with a chair rail, and a spacious family room with a wood-burning fireplace. The gourmet eat-in kitchen features stained cabinetry, granite countertops, and sleek stainless appliances. There's brand new carpet upstairs, including in the oversized master bedroom with an ensuite bath that has a tiled shower. There are also three sizable secondary bedrooms with great closet space, and a finished basement perfect for a craft room. The huge garage has a workbench. Enjoy the private backyard from the deck or fire pit!


Interested in one of these homes, but you also have an existing house to sell? Knock can help! Our Home Trade-In program is designed for the 61% of home sellers like yourself who are also buying their next home at the same time. We take the stress and hassle out of timing two transactions and moves by starting with your home purchase so that you unlock your equity and can move into your new home before the listing process begins.

Ready to learn more? Submit your current address for a free market value analysis to quickly find out how much you could afford with Knock. 

House Hunting in the Metroplex? Here Are 7 Must-See Real Estate Listings in the Dallas-Fort Worth Area

Have you been thinking about buying a home in greater Dallas-Fort Worth, but don't know where to start? Well, you're in luck! We've rounded up plenty of homes for sale for you to choose from. Whether you're moving into the area from out-of-town or simply trying to move a few doors down, the Metroplex housing market has it all.

With the Knock Home Trade-In program, we help customers purchase their next home before selling their old one in markets like Dallas-Fort Worth. When our Home Trade-In customers move into their new homes, we're able to list their previous ones. That means more homes like those below are available to buyers like you!

If you're on the house hunt in DFW, look no further than these seven homes for sale.

2405 Highland Road
Dallas, TX 75228

This lovely ranch home boasts a freshly painted interior and various upgrades! Upon entering the home, you are greeted by the large living and dining areas that flow directly into the kitchen. The kitchen has been updated with granite countertops, stainless steel appliances, and a large center island ideal for entertaining. The bedrooms are sizable and get great natural light. There are two full bathrooms, both of which have been upgraded and have tile wall showers. The backyard can be accessed through the kitchen and is perfect for entertaining guests of all ages. The backyard's pergola-covered patio where you can cook and grill outdoors and fire pit for gathering are just a couple examples of the wonderful entertainment features that come with this home!


2323 Harbinger Lane
Dallas, TX 75287

This beautifully-maintained ranch has been freshly painted and offers various updates to welcome you home. The fireside family room has nicely renovated wood floors, and flows into the eat-in kitchen, which has stainless steel appliances and matching tile backsplash. The spacious master bedroom has a large dual vanity in the ensuite bathroom. Plus, nice-sized additional bedrooms share a full bath with a brand new tile floor. A bright, enclosed sunroom leads to the backyard, which is fenced for privacy, adding great outdoor space to this home.


1660 Potomac Drive
Burleson, TX 76028

If there's a theme to this home, it's tons of space. This beautiful property has a huge eat-in kitchen with tons of counter and cabinet space, a pantry, granite counters, and a large island that opens to the breakfast area and fireside family room! For a more formal gathering, head into the dining room that seats at least 12 people. Upstairs, extra-wide hallways lead to a master suite with a walk-in closet and a gorgeous tile master bath with a soaking tub and walk-in shower. A loft-rec space has a desk niche for homework and a perfect set up for a media room. Take the gathering out back to the fenced, private yard for a perfect BBQ!


710 Kirkwood Drive
Dallas, TX 75218

Welcome to this charming and bright traditional ranch home! Beautiful wood floors welcome you into the expansive open living and dining room area. With a wood-burning fireplace and lots of natural light, it's a space perfect for entertaining. The updated kitchen features subway tile backsplash, gray cabinetry, and a chef's stainless gas range. There are two spacious bedrooms, with the master offering a private, ensuite bathroom that features a tile shower. Outside, the shaded, fenced backyard and patio provide ample space for relaxing, entertaining, and grilling!


3909 Whiterock Trail
Garland, TX 75043

This beautiful brick ranch home comes with great features like bay windows and an attached garage. The large dining room features exposed beam ceilings and a bright kitchen with tons of counter and cabinet space. The master bedroom has two walk-in closets - so plenty of room for his and hers! - and en suite bath with a soaking tub. Relax in the sunroom or head out back to the pool and covered deck. Imagine yourself grilling by the pool or heading up to the second level deck to catch some rays!


1104 Harwell Drive, Apt. 1510
Arlington, TX 76011

You'll find fresh paint and brand new carpet in this inviting, corner unit condo located just minutes from shopping, dining, sports stadium, and theme parks! The first-floor unit offers a spacious living room with beautiful flooring, big windows, and an open, elegant dining space perfect for entertaining. At the heart of the home, an updated kitchen features granite countertops, tile backsplash, and sleek stainless steel appliances. The oversized master bedroom comes with a spa bath including a luxury-height double vanity, tiled shower, and walk-in closet. The home also features a sizable second bedroom and hall bathroom. Community amenities like a swimming pool and cabanas, sauna, and tennis make this the perfect place for recreation!


1617 Village Park Trail
Burleson, TX 76028

This charming ranch with a freshly painted interior and attached garage is ready for you! Enter into the spacious living room that flows directly into an expansive, bright kitchen and open breakfast area. The private master suite features an ensuite bath and walk-in closet. Two additional bedrooms and a full bath complete the delightful floor plan. Plus, outside you'll find an open, fenced backyard. This Vista Oak subdivision home offers many options to make this your own!


Interested in one of these homes, but you also have an existing house to sell? Knock can help! Our Home Trade-In program is designed for the 61% of home sellers like yourself who are also buying their next home at the same time. We take the stress and hassle out of timing two transactions and moves by starting with your home purchase so that you unlock your equity and can move into your new home before the listing process begins.

Ready to learn more? Submit your current address for a free market value analysis to quickly find out how much you could afford with Knock. 

Ready to Buy a Roomier Home in Charlotte? Here Are 4 Real Estate Listings You Don't Want to Miss

Are you thinking about buying a home in the Charlotte, NC area? Whether you're just testing the waters or actively on the house hunt, we've got four real estate listings on the market right now that are must-sees.

Knock helps our customers trade-in their current home for their next one in markets like Charlotte. We make an all-cash offer on their next home on their behalf, giving them competitive buying power so they can make a move that may not otherwise have been possible in today's market. That also means more homes are available to buyers like you.

If these four real estate listings come with a theme, it's space. All sporting well over 2,000 square feet, each of the houses has at least four bedrooms. So if you've been considering that move to a larger house that better accommodates your growing family, now may be the time to take a look – and look no further than these four gorgeous homes!

15817 Riverdowns Court
Charlotte, NC 28278

A soaring two-story entryway invites you into this gorgeous traditional home! The bright floor plan includes a living room with French doors, dining room with wainscoting, and warm fireside family room. The dazzling chef's kitchen features crisp white cabinetry, granite countertops, hardwood floors, a separate cooktop, a built-in wine rack, and a pantry. The oversized master bedroom suite hosts two closets and a luxurious spa bath with double vanity, jetted tub, and separate shower. Enjoy the private backyard from the deck that features a built-in bench. Plus, the wonderful neighborhood comes with fantastic amenities including a clubhouse, lake, pool, tennis courts, and more!


207 Lamplighter Lane
Mount Holly, NC 28120

If you're looking for a home a bit outside of the busy downtown area, this could be the perfect option for you. The four-bed, two-and-a-half-bath home is filled with endless opportunity to make the space your own! And with over 2,300 square feet, there is plenty of space to provide your unique touch. The low maintenance brick ranch style home comes with a garage and is situated on nearly an acre of land. Outside, the expansive yard offers many options to create a private oasis! Plus, the great location backs onto a golf course for those looking for easy access to the links.


1411 Pineville Matthews Road
Matthews, NC 28105

This luxurious dream home is filled with natural light. Spanning over 4,100 square feet, this magnificent residence graced by soaring ceilings is a haven for gazing at beautiful backyard pool views. The grand entryway with a sweeping staircase draws you into a layout made for entertaining. The dramatic focal point of the main level is the sunny great room with wall-to-wall windows, and there's also an elegant formal dining room, a tremendous chef's kitchen, and a den/family room with a brick fireplace, gorgeous built-ins and French doors leading out to the patio. Outside you'll find a walkway leading to a pergola-covered sitting area where you can lounge poolside. The master suite features tray ceilings, massive windows, and an ensuite bath will a soaking tub and separate glass shower. The upper levels house two large bonus rooms. This almost half-acre, gated lot is close to The Arboretum and amazing schools. The nearby stoplight allows easy access to the road.


11481 Cedarvale Farm Parkway
Midland, NC 28107

This gorgeous, immaculately-maintained brick traditional home has it all! The bright open floor plan includes gleaming hardwood floors, an office/study with French doors, an elegant dining room with chair rail detail, and a warm fireside family room. A dazzling gourmet kitchen features rich wood cabinetry, granite countertops, tile backsplash, sleek stainless steel appliances, pantry, and breakfast bar flowing into the breakfast room. The main floor also features a guest suite. Then upstairs, the master bedroom suite has a tray ceiling, custom walk-in closet, and a luxurious spa bath with a granite-topped double vanity, soaking tub, and separate tiled shower. The bonus entertaining loft is perfect for a playroom or media room. Relax and enjoy the private backyard from the patio in this fantastic neighborhood!


Interested in one of these homes, but you also have an existing house to sell? Knock can help! Our Home Trade-In program is designed for the 61% of home sellers like yourself who are also buying their next home at the same time. We take the stress and hassle out of timing two transactions and moves by starting with your home purchase so that you unlock your equity and can move into your new home before the listing process begins.

Ready to learn more? Submit your current address for a free market value analysis to quickly find out how much you could afford with Knock. 

5 Real Estate Listings You Can't Miss If You're Looking to Buy a Home in Greater Atlanta

Interested in a single-family home or townhouse? Check out these options available right now!

Are you looking to buy a home in the Greater Atlanta Metro Area? Whether you’re buying your first home, making a move to Atlanta from out-of-town, or have simply grown out of your downtown starter home and need a bigger place in the burbs (or vice-versa!), there are some great options on the market right now.

Knock helps our customers trade-in their current home for their next one. As our first market, we've helped thousands of home buyers and sellers in Atlanta make their move. We only list their previous home once they've moved out and we've helped them get it in move-in ready, which means you can easily envision your new life in that home.

If you're in the market to buy a home, one of the five real estate listings below may be just what you're looking for. Don't let the opportunity to tour these Greater Metro Atlanta area homes pass you by!

1485 Kay Lane
Atlanta, GA 30306

A great location near the CDC, Emory Village, and University Hospital, means this beautiful home is also in the Morningside elementary school district! Inside you'll find newly refinished hardwoods, fresh paint throughout, and two – you heard us right, two! – master suites. The living area features a double-sided fireplace, a great architectural feature, as well as an updated kitchen with granite countertops, stainless steel appliances, and a tile backsplash. Just outside of the second master suite is an upstairs loft area perfect for a home office or reading spot. The backyard has a large deck where you can grill, relax, or take a dip in the hot top, making it a great spot for entertaining. A full-height unfinished basement completes this home, so the possibilities are endless!


195 Arizona Ave NE, Unit 170
Atlanta, GA 30307

Don't miss this dazzling condominium in Arizona Lofts! The bright two-bedroom floor plan includes soaring ceilings and a spacious family room with a brick accent wall flowing into the kitchen. The chef's kitchen features custom cabinetry, granite countertops, a breakfast island, and sleek stainless steel appliances. In the coveted master suite on the main floor, you'll find a true walk-in closet and a bathroom with a tiled shower. The upstairs loft bedroom comes with a walk-in closet and a bathroom with a jetted tub and shower. Wonderful community amenities include two saltwater pools, a dog park, clubhouse, gym, and more. Plus, the incredible Kirkwood location can't be beat!


6935 Concord Brook Lane
Cumming, GA 30028

This executive style home comes with a three-car garage and is filled with incredible details: A double-door entryway, thick crown molding, wainscoting, a coffered family room ceiling, rich wood cabinetry, and so much more! The open floor plan includes a kitchen with granite countertops, double ovens, stainless steel appliances, tile backsplash, a pantry, and a large breakfast bar overlooking the fireside family room. A private guest suite sits on the main level, while the master bedroom upstairs has a huge tile ensuite bath with a large double vanity, soaking tub and walk-in closet. Three more bedrooms sharing a full bath complete the living space of this beautiful home, which comes with an unfinished basement perfect for expansion or storage.


7564 Portbury Park Lane
Suwanee, GA 30024

Everything about this no-maintenance townhome is better than new: From the new AC, new water heater, new Bosche dishwasher and NEST doorbell camera, lock & thermostats, to new hardwood floors on the main level and fresh paint throughout! These are details you will not even find in any new construction. The meticulously maintained home's kitchen has a newly remodeled island with extra seating that overlooks the family room. Dine in the eat-in kitchen or formal dining room – it's homeowner's choice! The master bedroom has an ensuite tile bath with a soaking tub and his-and-her vanities. Past the reading nook on the second level is the third floor where you'll find a wet bar and ensuite bath, making it a perfectly private bonus area.


3132 Monarch Pine Drive
Peachtree Corners, GA 30071

Give yourself the easy-living lifestyle in this beautiful ranch! The freshly-painted home with gorgeous hardwood floors has a bright layout that includes a warm fireside family room and an elegant dining room with a chair rail. At the heart of the home, a dazzling updated eat-in kitchen features crisp white cabinetry, granite counters, sleek stainless steel appliances, tile backsplash, an island, and a breakfast bar. Upstairs you'll find new carpet and the grand master suite that has a double trey ceiling and a spa bath with double vanity, jetted tub, and separate shower. The upstairs bonus space is perfect for a media room. Enjoy the fenced backyard with koi pond in this charming neighborhood featuring pool and tennis amenities!


If one of these homes has you dreaming about your next phase of life, Knock can help you turn that dream into your reality. We buy your next home on your behalf first with our all-cash offer, removing your mortgage contingency, giving you competitive buying power, and allowing you to move into your new home before you sell your old one. That way, you avoid the stress of timing two complex transactions and the hassle of living through home prep and showings. You can settle into one of these amazing homes while Knock takes care of the rest.

Interested in learning more? Submit your current address for a free market value analysis to quickly find out how much you could afford with Knock. 

Ready to Buy a Home? 5 Greater Dallas-Fort Worth Real Estate Listings

Check out these homes on the market right now before they're gone!

Are you looking to buy a home in Greater Dallas-Forth Worth? Whether you’re a first-time home buyer, a DFW transplant, a growing family in need of a bigger home down the street, or anything in between, there’s no doubt the greater Dallas-Fort Worth real estate market has plenty to offer. 

Here at Knock, we’ve helped thousands of customers trade-in their current home for their next one in cities like Dallas and Fort Worth. Once they’ve moved into their next home, we help them prep their previous one so that it's in move-in ready condition, then get it on the market and available to buyers like you. If you’re thinking it may be time to buy a home, take a look at these five real estate listings in the Greater Dallas-Fort Worth area (before they get snatched up by another buyer!).  


4777 Parkmount Drive, Fort Worth, TX 76137

This beautiful traditional home comes with a freshly painted interior and brand new granite kitchen countertops! Between the spacious and bright fireside family room and open kitchen with ample cabinet storage, this is the perfect home for entertaining friends and family. If you’re opting for relaxation time, this home comes with plenty of space for that, too. The master suite features a large bay window for natural light and has a spa-like ensuite bath with a garden soaking tub and tile shower. The flex/bonus area upstairs could be used as a playroom, office, or additional living area based on your needs!


3159 Almond Drive, Flower Mound, TX 75028

Located near the sought after Forestwood Middle School, this beautiful brick home offers the perfect backyard oasis, complete with a covered patio and fenced yard for privacy! Cozy up in the fireside family room with rich hardwoods, or head over to the eat-in kitchen with freshly refinished cabinets, kitchen island, stainless steel appliances, and back patio access. The large master suite has vaulted ceilings and a luxurious ensuite tile master bath with a soaking tub, separate shower, and his and hers vanity. Three additional bedrooms share an updated tile bath. Plus, the home features a full laundry room.


402 S Bass St, Mckinney, TX 75069

Just minutes away from local shopping, dining, recreation, and entertainment, this delightful ranch offers a spacious and open living and dining area. The living area flows directly into the bright kitchen, which has updated countertops. Two bedrooms and an updated full bath with a tile wall shower complete the interior of this home. Outside, a covered patio overlooking the expansive, lush backyard is perfect for entertaining and relaxing. 


608 Wollford Way, Fort Worth, TX 76131

Like new! Welcome home to this gorgeous ranch situated on a premium interior lot in the highly sought after neighborhood of Richmond. Various upgrades including stunning wood floors, decorative lighting, a spacious study, and a mudroom near the garage and laundry room. The gourmet chef's kitchen opens to the main living area, featuring an expansive one level granite island and walk-in pantry. Outside, you’ll find an oversized backyard with a wooden privacy fence and nicely-sized covered patio. Plus, this beautifully-maintained property is conveniently located near Northwest ISD schools, shopping, entertainment, and restaurants with quick highway access. The neighborhood offers miles of walking trails, unique sculptures, a private lake, a community center, and a pool perfect for gatherings. 


225 Centennial Drive, Lewisville, TX 75067

A welcoming open and bright living room greets you upon entering this charming, ranch-style home. The kitchen is open to the living area, all of which gets wonderful natural light from the covered patio. The great entertaining area outside overlooks the property’s large yard, complete with a storage shed. Inside you’ll find three nice-sized bedrooms, including some that could double as an office or flex space, if needed. Located in the Lewisville ISD, this home is in close proximity to local shopping.


Any of these listings catch your eye, but you also have a home to sell? Here at Knock, we can help you buy the home of your dreams and sell your old one at the same time. By making an all-cash offer on your behalf, we get rid of your mortgage contingency so you can move into one of these great homes before your old one sells – plus, avoid the stress and inconvenience of the listing process. Start the conversation today by submitting your current home for a free market value analysis to quickly find out how much you could afford with Knock.